Tim Joy

NMLS #1624602

Starting his professional mortgage career as a processing assistant gave Tim Joy the humble approach to the customer service and attention to detail needed to set the footing to become a great loan officer. Tim’s favorite things are comedy, growth, sports, nature, family, and most importantly his beautiful wife, Amelia. Tim plans to work towards creating a self-sustaining community in California, while continuing to help his family and friends with all their home financing needs. 


Being based in beautiful downtown San Diego and having a passion for serving those who have served for us, we specialize in the VA home loan! The VA home loan is single-handily the best benefit available to our active duty and retired military personnel and their family's. Feel free to reach out at any point to evaluate how to fully use your VA entitlement! Tim is licensed to do business in all of California.